Turn your love into a lasting gift. With our smart child investment plans, you can secure your child’s education, dreams, and future—so they grow with confidence while you enjoy peace of mind.
Happy Parents
Child Funds Managed
Years of Trust
Our child plans are designed to help you finance important milestones in your child's life
Ensure your child receives quality primary and secondary education without financial constraints.
Fund undergraduate, graduate or specialized education in India or abroad with adequate financial planning.
Provide financial backing for entrepreneurial ventures or career establishment costs.
Discover the unique advantages that make our child plans stand out
In case of the policyholder's untimely demise or disability, all future premiums are waived while benefits continue as planned.
Learn moreThis ensures your child’s future is secure even if you’re not around. We take responsibility for continuing your investment goals without interruption.
Receive lump sum or staggered payouts aligned with your child's educational and other milestone needs.
Learn moreChoose payout options that align with your family’s evolving financial goals — whether you prefer periodic income or a single maturity amount.
Safeguard your child’s future with life cover and financial protection that ensures their dreams continue even in your absence.
Learn moreIn case of an unfortunate event, the plan continues funding your child’s education and key milestones, keeping their future safe and steady.
Get timely payouts at crucial education stages like school, college, and higher studies — helping your child achieve every academic dream.
Learn moreThe plan releases funds at specific education milestones so that you never have to compromise on your child’s learning opportunities.
Multiply your investment with smart growth options designed to build a strong financial foundation for your child’s future.
Learn moreChoose from multiple fund options for balanced or aggressive growth to maximize returns over time while securing your child’s tomorrow.
Save more while you invest for your child’s dreams with attractive tax deductions under Section 80C and 10(10D).
Learn moreEnjoy tax-free maturity and deductions while ensuring your child’s financial future stays tax-efficient and rewarding.
The ideal time to start a child plan is as early as possible, preferably right after your child's birth. This gives your investment the maximum time to grow through the power of compounding. However, you can start a child plan anytime before your child reaches their late teens to help fund their higher education and other milestone expenses.
Child plans are specifically designed with features that protect your child's future even in your absence. Unlike regular investment plans, child plans typically come with premium waiver benefits that ensure the plan continues even if something happens to the parent/policyholder. Additionally, child plans often have structured payout options aligned with educational milestones and other specific needs of children.
Most of our child plans offer partial withdrawal facilities after a lock-in period (typically 5 years). These withdrawals can be made for specific child-related expenses like school admission fees or other educational needs. However, we recommend limiting withdrawals to preserve the long-term growth potential of your investment.
Yes, child plans offer significant tax advantages. The premiums paid qualify for tax deduction under Section 80C of the Income Tax Act (up to ₹1.5 lakhs annually). Additionally, the maturity proceeds or withdrawals from these plans are generally tax-exempt under Section 10(10D), subject to certain conditions.
Our child plans come with a grace period (typically 30 days) during which you can pay the premium without any penalty. If you miss payments beyond the grace period, the policy may lapse or become paid-up with reduced benefits. However, you can reinstate most lapsed policies within a specified period by paying the outstanding premiums with applicable interest.
Schedule a free consultation with our investment advisors to get started.
